You Do Not NEED a High Credit Score for the VA Home Loan

Homeownership For Heroes • April 8, 2022

VA Home loan myth - high credit score required

Have you ever been denied a consumer product because of a low credit score?


Lucky for you, you are entitled to the VA Loan.


We hear stories every day consisting of families not being able to achieve homeownership because the bigger institutions like Navy Federal and USAA have stricter lending requirements.


The VA Loan DOES NOT have a minimum credit score requirement and working with the right lender who understands the loan product inside and out will help you achieve the American Dream.


Your VA Loan should be utilized as a wealth-building tool and if you would like to know how, please contact us TODAY!




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With rent prices expected to rise 10-16% in 2022, there's never been a better time to leverage your BAH and your VA home loan. If you don’t, you are literally throwing away your money! Don’t be like the Jones’, a family we had assisted with getting into homeownership after spending six years on base, and use your benefits later rather than sooner. This type of thought process can cost you hundreds of thousands of dollars. They had spent over $240,000+ of tax-free BAH, during this time frame, while homes appreciated over $250,000+ within that 6 year period. This family’s net worth should be half a million more than what it is right now, however, fear of the unknown and lack of information caused them to rent for longer than they should have. Your military BAH is designed to support the local cost of living wherever you are stationed. Don’t throw your money away or give it back to Uncle Sam after everything you are already doing for this country. Your VA loan should be utilized as a wealth-building tool that can create a future you never thought possible. Here is a short testimonial from the family we just liberated from on-base housing: "What awesome realtor to have in your corner, working hard and dedicated like Deven Ortiz and his team. My name is Jesse and I'm a military active member. My family and I lived in military housing for over 6 years and during that time we gave over $240,000+ dollars towards military housing. So you can imagine how happy we were to finally put our military benefits to use in a beautiful home while under a highly motivated, go-getter like Deven Ortiz. Our family is greatly blessed and appreciative to you for helping us get into our dream home. Thank you!" - Jones Family
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